The Golden Bridge Wealth · 北美 Shirley
生效日期 · Effective Date: 2026 年 5 月 4 日
最后更新 · Last Updated: 2026 年 5 月 4 日
接受条款 · Acceptance of Terms
欢迎访问 the-gbwealth.com（以下简称”本网站”）。本网站由 The Golden Bridge Wealth（以下简称”我们”、”本公司”）运营。
通过访问或使用本网站·您同意受本《服务条款》（以下简称”本条款”）以及《隐私政策》的约束。如您不同意本条款的任何部分·请勿使用本网站。
By accessing or using the-gbwealth.com (the “Website”), operated by The Golden Bridge Wealth (“we,” “us,” “our”), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use the Website.
1. 服务说明 · Description of Services
本网站提供以下内容与服务：
- 教育内容：关于退休规划、投资理念、税务策略、社保制度等的文章、视频与下载资源
- 咨询服务：通过 Calendly 预约 30 分钟免费咨询·或购买定制书面退休规划
- 课程与活动（未来推出）：在线课程、网络研讨会、社群活动
- 资源下载：免费指南、PDF 工具、表格模板等
The Website provides educational content (articles, videos, downloadable resources), consulting services (free 30-minute consultations and paid retirement planning), upcoming online courses, and free downloadable resources.
2. 教育目的声明 · Educational Purpose Disclaimer
本网站及其所有内容仅供一般性教育与信息参考·不构成针对任何特定个人的财务、税务、法律或投资建议。
THE WEBSITE AND ITS CONTENT ARE PROVIDED FOR GENERAL EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY and do not constitute personalized financial, tax, legal, or investment advice for any specific individual.
我们的文章、视频、下载资源中所引用的数字、案例与情境均基于一般情况或假设场景。具体结果因您的个人收入、资产结构、家庭情况、税务身份等多种因素而存在显著差异。
Numbers, cases, and scenarios referenced in our content are based on general assumptions or hypothetical scenarios. Individual results may vary significantly based on personal financial, family, and tax circumstances.
过往业绩不代表未来结果。 Past performance is not indicative of future results.
3. 非要约声明 · No Solicitation
本网站不构成对任何金融产品、投资标的、证券、保险产品或任何其他服务的销售要约或购买招揽。
The Website does not constitute an offer to sell or solicitation to buy any financial product, security, insurance product, or other service.
任何咨询服务均需双方签订独立的书面服务协议·并以协议条款为准。
Any consulting services are subject to a separate written engagement agreement between you and us.
4. 使用许可与知识产权 · License and Intellectual Property
4.1 使用许可 · License to Use
我们授予您有限的、非独占的、不可转让的、可撤回的许可·允许您仅出于个人、非商业目的访问与使用本网站。
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes only.
4.2 您不得 · You May Not
- 复制、分发、修改、出版本网站内容用于商业目的
- 移除或修改任何版权、商标或所有权声明
- 通过爬虫、机器人或类似自动化方式抓取本网站
- 上传、传输或分发任何病毒、恶意代码或非法内容
- 试图未经授权访问本网站的任何部分、其他用户账户或相关系统
- 假冒任何身份或与本公司的虚假关联
You may not copy/distribute/modify content for commercial purposes, remove copyright notices, scrape the site automatically, distribute malware, attempt unauthorized access, or impersonate others.
4.3 知识产权 · Intellectual Property
本网站所有内容（包括但不限于文字、图像、视频、Logo、代码、PDF 资源）均为 The Golden Bridge Wealth 或其授权方所有·受美国及国际版权、商标法保护。
All Website content is owned by The Golden Bridge Wealth or its licensors and is protected by U.S. and international copyright and trademark laws.
5. 用户提交的内容 · User-Generated Content
如您通过联系表单、评论、邮件或其他方式向我们提交任何内容·您：
- 声明并保证您拥有该内容的合法权利或授权
- 授予我们永久的、免许可费的、可转授权的权利·允许我们使用、复制、修改、展示、分发您提交的内容（仅限我们业务相关用途）
- 同意您提交的内容不构成机密信息
If you submit content through forms, emails, or comments, you warrant that you own the rights to it, and grant us a perpetual, royalty-free, sublicensable license to use it for our business purposes.
6. 第三方服务 · Third-Party Services
本网站可能包含第三方服务的链接或嵌入（如 YouTube、Calendly、Google Analytics、MailerLite 等）。我们对这些第三方服务的内容、隐私实践或可用性不承担责任。
The Website may include links or embeds to third-party services (YouTube, Calendly, etc.). We are not responsible for their content, privacy practices, or availability.
您使用第三方服务受其各自的服务条款约束。
Your use of third-party services is governed by their respective terms.
7. 免责声明 · Disclaimers
7.1 服务”按现状”提供 · “As Is” Basis
本网站及其所有内容、服务按”现状”与”可用性”提供·不附任何明示或暗示的担保。
THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
我们不对以下事项做出任何保证：
- 网站内容的准确性、完整性或时效性
- 网站不间断、无错误地运行
- 网站不含病毒或其他有害组件
- 任何特定结果会通过使用本网站而获得
We make no guarantees about content accuracy, uninterrupted operation, freedom from viruses, or specific results from use of the Website.
7.2 信息时效性 · Information Currency
美国联邦与各州税法、社会保障规则、Medicare 条款、退休账户规定持续变化。本网站内容反映发布或更新时的情况·可能不再适用。
U.S. federal and state tax laws, Social Security rules, Medicare provisions, and retirement account regulations change continuously. Website content reflects information as of publication date and may become outdated.
7.3 寻求专业建议 · Seek Professional Advice
任何具体的财务、税务、法律或投资决策应基于您的个人情况·并在做决定前咨询持有相应资质的注册专业顾问（如 CPA、CFP、注册律师等）。
For any specific financial, tax, legal, or investment decisions, you should consult with appropriately licensed professionals (CPA, CFP, licensed attorney, etc.) based on your individual circumstances.
8. 责任限制 · Limitation of Liability
在适用法律允许的最大范围内·The Golden Bridge Wealth 与本公司创始人、员工、关联方对以下事项不承担任何责任：
TO THE MAXIMUM EXTENT PERMITTED BY LAW, The Golden Bridge Wealth and its founder, employees, and affiliates shall not be liable for:
- 因使用或无法使用本网站而产生的任何直接、间接、附带、特殊、惩罚性或后果性损害
- 因依赖本网站内容做出任何决定而造成的任何损失（包括财务损失、机会成本、税务后果等）
- 因第三方服务的中断、错误或损害造成的任何损失
- 任何超过您过去 12 个月内向我们支付总额（如有）的金额
Direct, indirect, incidental, special, punitive, or consequential damages from use or inability to use the Website; losses from reliance on Website content; losses from third-party service interruptions; or amounts exceeding fees paid to us in the prior 12 months (if any).
某些司法辖区不允许某些责任的限制或排除·因此上述限制可能不完全适用于您。
Some jurisdictions do not allow certain liability limitations, so the above may not fully apply to you.
9. 赔偿 · Indemnification
您同意为以下情形对我们进行赔偿、辩护并使我们免受损害：
- 您违反本条款
- 您违反任何法律法规或第三方权利
- 您提交的内容
- 您对本网站或服务的滥用
You agree to indemnify, defend, and hold us harmless from claims arising from your breach of these Terms, violation of laws or third-party rights, your submitted content, or misuse of the Website.
10. 适用法律与争议解决 · Governing Law and Dispute Resolution
10.1 适用法律 · Governing Law
本条款受美国联邦法律及 The Golden Bridge Wealth 主营业地所在州的法律管辖·不适用法律冲突原则。
These Terms are governed by U.S. federal law and the laws of the state where The Golden Bridge Wealth is principally based, without regard to conflict-of-law principles.
10.2 仲裁条款 · Arbitration
任何因本条款或本网站使用而产生的争议·应通过具有约束力的仲裁解决·依据美国仲裁协会（AAA）规则·而非通过法院诉讼。
Any disputes arising from these Terms or use of the Website shall be resolved by binding arbitration under the American Arbitration Association (AAA) rules, not in court.
10.3 集体诉讼放弃 · Class Action Waiver
您同意仅以个人身份·而非作为集体诉讼或集体仲裁的原告或成员·提出任何争议或主张。
You agree to bring claims only in your individual capacity, not as a plaintiff or class member in any class action or class arbitration.
11. 终止 · Termination
我们保留在任何时候·无须事先通知·因任何原因终止或暂停您对本网站访问权的权利·包括但不限于您违反本条款的情形。
We reserve the right to terminate or suspend your access to the Website at any time, without prior notice, for any reason, including breach of these Terms.
终止后·涉及知识产权、免责声明、责任限制、赔偿与争议解决的条款继续有效。
Upon termination, provisions relating to intellectual property, disclaimers, liability limitations, indemnification, and dispute resolution shall survive.
12. 一般条款 · General Provisions
12.1 完整协议 · Entire Agreement
本条款（连同《隐私政策》）构成您与我们之间关于本网站使用的完整协议·取代之前的任何口头或书面协议。
These Terms (together with the Privacy Policy) constitute the entire agreement between you and us regarding the Website.
12.2 可分割性 · Severability
如本条款的任何条款被认定为无效或不可执行·其余条款仍具有完整效力。
If any provision is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.
12.3 不弃权 · No Waiver
我们未行使或延迟行使本条款下的任何权利·不构成对该权利的弃权。
Our failure to enforce any provision shall not constitute a waiver of that provision.
12.4 转让 · Assignment
您不得未经我们书面同意转让本条款下的权利或义务。我们可以随时转让本条款。
You may not assign these Terms without our written consent. We may assign these Terms at any time.
12.5 修改 · Modifications
我们可能不定期更新本条款。重大变更将通过网站显著位置或邮件通知。您继续使用本网站即视为接受更新后的条款。
We may update these Terms from time to time. Material changes will be notified via the Website or email. Your continued use constitutes acceptance.
13. 联系我们 · Contact Us
如您对本《服务条款》有任何疑问·请通过以下方式联系我们：
For any questions about these Terms and Conditions, please contact us:
The Golden Bridge Wealth
Email: info@goldenbridgeinvestment.com
Website: https://www.the-gbwealth.com
© 2026 The Golden Bridge Wealth · All Rights Reserved